Mission 5: Housing Recovery

Learn:

What a sad, sad world we live in when almost every block is filled with foreclosure signs. What are people to hope for when most people’s dreams and aspirations revolve around owning/ living in a house?  I know several families that are at risk of losing their house or that have already lost their house.  The common reason being for most people losing their house is that banks simply are not willing to work with families in need. As well as making the process of trying to negotiate the mortgage payments long and tiring. Not only that but for some strange reason new housing developments are being established which is just ridiculous because people can’t even afford to live in the houses they already own. Thank goodness there are recovery act programs that are working on putting a stop to these housing problems. The two programs I found would be beneficial are Neighborhood stabilization Program (NSP) and Making Home Affordable Program (MHAP).  The NSP focuses on stabilizing communities that have suffered from foreclosures and abandonment through the purchase and redevelopment of foreclosed and abandoned homes and residential properties. MHAP Program is part of the Obama Administration's strategy to get the economy and the housing market back on track. MHAP because the costs of houses are in fact outrageous with all these lay-offs and pay-cuts families are struggling to provide the basic necessities and on top of that they have to stress about how they are going to make their mortgage payment. No wonder the world is going down the drain, because stress is attacking everyone. Enough of this learning it’s time for me Fierce Dreamer to step in and help those keep their houses.

Act:

We citizens are the heart of the community and if we all unite and join forces we could help put a stop to this tragedy of foreclosures that are causing our fellow neighbors to become homeless. One group that I Fierce Dreamer will form an alliance with is the Homelessness Prevention and Rapid Re-Housing Program (HPRP). This program focuses on providing families with financial assistance to prevent them from becoming homeless and also provide them with credit counseling. The special thing about this recovery act program is that it provides assistance to potential homeless by re-housing them in a short or medium term rental housing location. One way I Fierce Dreamer and the community can help HPRP is by lending a hand. First I will cause all those that are at risk of losing their house and those that are considered to be homeless to enter a dream like trance where they see themselves one day owning a house again without the stress of worry about how they will pay their mortgage. Then I Fierce Dreamer and the follow community members will volunteer at the HPRP to help move people into their relocation housing. Also we will put up flyers to let people know where HPRP is located so they can make donations of food or clothes.

Imagine:

Oh it’s just so delightful to be able to walk down the neighborhood streets without being bombarded with all these foreclosure signs plastered everywhere. I mean I still might see a sign every now and then by its amazing how one little step could make a big difference. Five years later and foreclosure is no longer a fear or an epidemic taking over every block.  HPRP not only gave people a new place to live, but in fact it gave people the much needed assistance to get back on their feet and be home owners again.